This project kicked off on 11th April 2016 where $15000.00 was borrowed from Virgin credit card at 0% interest for a total of 36 months. Before 11th April 2019 all the balance payment have to be repaid to avoid any interest. The only payment required are the 2.90% administration fees which worked out to be $435.00.
Therefore over the course of three years the total investment needs to be above $15435.00 to make any profits. So therefore for the next three years we need to beat an average of 0.95% per year.