1. Small Affordable monthly payments. If you skipped 3 happy meals a month, 2 Kids Magazines a month, 2 Xmas Gift less, 20% less clothings per year you could save yourself £2,000 a year. A study conducted in US, an average American parents spend a total of US$250,000 for 18 years of kids growing up expense alone.
2. Buy major countries index and large corporation companies which will be on earth for next 50 years! Apple, JNJ, Google, Unilever, Disney, 3M, Mcdonalds.
3. Opening a kids individual investment account are mostly tax free in first world countries. Having their own account help segregates it away from you own investment and savings.
4. Gifts as Cash for kids investments. Grandparents and friends are always filling more than required presents on Birthday and Xmas. Always try to request for cash directly into bank for future education funds.